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Earn 2X Points
on everyday spending

Link your Visa or Mastercard credit card once and automatically earn 2X Points when you shop at participating businesses and online stores nationwide! Turn points into cash, gift cards, or unforgettable experiences.

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How 2X Points Works

Create your free account

Sign up or install mobile app, then access your dashboard to track your rewards and offers.

Link your credit card

Securely connect Visa or Mastercard credit cards. Debit cards are not supported.

Pay normally and earn 2X points

Use your linked credit card at participating businesses and automatically earn base points plus bonus 2XPoints offers—no codes or coupons needed.

Ways to Earn 2X Points

Everyday spending

Earn every time you pay at participating merchants.

2X & bonus offers

Activate 2X–3X promos.

Featured brands & products

Earn more on promoted items and partner brands.

Redeem Points

Gift cards

Redeem for digital gift cards.

Cash rewards

Convert points into cash/credits.

Travel & experiences

Use points for hotels, events, attractions.

Why Members Love 2X Points

  • Set-and-forget simple.
  • Stack 2XPoints on existing card rewards.
  • Earn on everyday expenses.
  • Redeem for gift cards, cash, travel, experiences.
  • Free to join.

Own a business? Turn everyday customers into loyal regulars.

Own a business? 2X Points helps you do more than keep your current customers loyal — it helps you reach brand-new customers who pay full price. As part of the 2XPoints network, shoppers discover your business, visit for the first time, and earn automatic rewards every time they pay with a Visa or Mastercard credit card. No new hardware, no punch cards, and no extra checkout steps. Just a smarter way to grow your customer base while keeping your regulars engaged.

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How it works for business

Ready to start earning 2X Points?

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Freqeuntly Asked Questions

Does 2X Points work with debit cards?

No. 2X Points works only with eligible Visa and Mastercard credit cards. Debit cards are not supported.

No. You still earn any rewards your card issuer provides, subject to their terms. 2XPoints is an additional layer of rewards at participating merchants.
Yes. We work with trusted payment and security partners. Card numbers are tokenized and encrypted; we do not store full card numbers on our servers.

Joining 2XPoints as a member is free. Just create an account, link your credit card, and start earning.

Points typically appear shortly after a qualifying transaction is processed. In some cases, it may take up to a few days depending on your bank or payment network.
 Log in to your 2XPoints account, go to the Rewards or Redeem section, and choose from available gift cards, cash rewards, travel, and experiences.
Visit the For Businesses page, click “Claim Your Location,” and complete the signup form. Our team will review and help you get started.